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I was caught nearly 2 yrs ago I was $1300 short on my account . When I went to pay for my $20 tatts ticket the EFT machine said insuffient funds.So I went down to my credit union and they found that 2 withdrawls of $650 were taken out for the purchase of mobile phones I filled out the required forms and was repaid the money straight away to this day I have no idea how my card was compramised.
A couple of months later I go to get money out and my card doesnt work. So I go in the credit union and they look up on their computer and my card has been canceled, because a number of cards with similiar numbers to mine have been compramised so I need to get a new card again.
Originally posted by 0E322F343E3F283D353E5A0 link=1238971727/4#4 date=1238985559
My question is how do they do it?
Do they have access to ATMs not in the public domain, where they can take their time to get it spot on?
Im a bit suspicious.
I would imagine some sort of inside knowledge would be helpful. Those who pinch ATMs may also be doing so not just to raid the cash inside.
Something else to look out for: restaurants and cabbies.
I always try to pay my restaurant bill at the counter these days or pay cash.
If a cabbie scans your card, says it didnt work and suggests trying another, be very suspicious as the first attempt may have been using a skimmer device.
Originally posted by 5F584D5B56406608000000390 link=1238971727/3#3 date=1238982458
I feel the banks are contributing to the problem with the ever changing ATM designs.
The end of the document urges us to get to know what our ATM looks like. Well I use any number of them and it seems that no 2 are alike even without skimming devices attached.
If the banks came up with a standard design, wed have a chance of spotting this stuff with a bit more ease.
I very much agree.
I worked for a bank for 20 years and I struggle to find two the same these days.
EDIT:
HAving now read the pdf I can see it is an internal document and that staff are more likely to notice changes in appearance to their own ATMs.
The scary bit to me is that the criminals are able to make these devices blend in so well.
My question is how do they do it?
Do they have access to ATMs not in the public domain, where they can take their time to get it spot on?
Im a bit suspicious.
Its an interesting document to read. The crims are certainly getting very sophisticated with some of this stuff, although I feel the banks are contributing to the problem with the ever changing ATM designs.
The end of the document urges us to get to know what our ATM looks like. Well I use any number of them and it seems that no 2 are alike even without skimming devices attached.
If the banks came up with a standard design, wed have a chance of spotting this stuff with a bit more ease.
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