I thought about a SMSF but my accountant says the paperwork is too much trouble.
Ive been monitoring my super for over 30 and done very well.
Just before the recent GEC got really bad I moved 66% of my funds out of my balanced option and into cash.
That meant I lost a damned sight less than most people (who didnt even see it coming).
As for shares, I got out of the market a few years ago.
The prices I sold some of my holdings for, people would be envious of today.
Ive never lost money on shares but I have missed out on some excellent returns because I err on the side of caution.
Having spent 20 years working for a bank probably helped my understanding of the market and super.
These days I dont see me returning to shares but I will be watching the markets to manipulate my super returns.